Category: financialliteracy

Investment Life Insurance: Pros and Cons

Investment Life Insurance: Pros and Cons

According to the results of the first half of 2016, life insurance fees showed a significant increase. The main driver of growth was the bank insurance sector, but unlike in previous years, not at the expense of insurance imputed for obtaining a loan, but at the expense of investment life insurance (ILI). Many banks offer such an…

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How to terminate an insurance contract

How to terminate an insurance contract

“Is it possible to return money for insurance?” Is probably the most common question asked by customers who want to terminate the insurance contract. We will talk about in which cases you can return money for insurance, and in which the law is on the side of the insurer. Legislation According to Art. 958 of the Civil…

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How to use the insurance policy

How to use the insurance policy

The OSAGO system has existed for more than ten years and during this time has undergone quite significant changes. Motorists often have questions in the insurance case on how to properly use the policy. Here are answers to the most common questions. How to make an accident Today there are two options available for registering accidents: without…

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How to insure redevelopment or apartment remodeling

How to insure redevelopment or apartment remodeling

When we begin repairs in the apartment, many of us have a desire to experiment with planning options in order to create a more convenient and cozy atmosphere. But at the decision-making stage of redevelopment or reconstruction, few think that some design decisions with structural elements and utilities can cause certain problems. In particular, the presence of…

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How to get insurance tax deductions

How to get insurance tax deductions

Most citizens who are taxpayers are aware of the possibility of obtaining a tax deduction for certain types of expenses. This knowledge is especially relevant in difficult times, when such expenses increase, while income at the same time remains at the same level. In 2014, amendments to the Tax Code were adopted to expand the list of…

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Insurance and cancer

Insurance and cancer

Most often, a person tries not to think that something irreparable can happen to his health. For example, an oncological disease, which in reality is a threat to everyone. And only in the case when the disease affects someone close, people begin to wonder how prepared they are for such a situation. Recently, insurers have been actively promoting…

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How not to buy a fake car insurance policy

How not to buy a fake car insurance policy

In 2015, the insurance market was flooded with fake OSAGO policies. You can talk about the reasons for their mass appearance for a long time. Of course, a number of factors played a role, which include a significant increase in compulsory motor third-party liability insurance rates while lowering the real level of population incomes, problems with the…

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What is title insurance

What is title insurance

Property insurance in case of its loss as a result of the termination of the right of ownership (title insurance) is one of the most controversial types of insurance. In various forums, diametrically opposed opinions can be found. Someone believes that this type of insurance guarantees financial protection when buying real estate. Others, on the contrary, argue that…

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Car loan insurance

Car loan insurance

Sales of new cars in 2015 decreased significantly. To increase sales, car dealers resort to various marketing campaigns, including those related to attractive car loan conditions. When deciding on a loan, you need to remember that any loan in our time is closely related to insurance services. Therefore, it is important to correctly assess the overall financial…

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